Yep they The insurance company that I was getting a quote from required me to pay for an inspection. They sent a guy that counted the nails in my roof tie downs the water heater which a had to replace even though it was not leaking. And take pic's of everything. The bathroom was about 20% done. The tub not installed or anything else just new pipes and sheet rock along with durarock. Another company sent their own inspector at their cost. Both said I had to finish the Bathroom. Which I have at this point. I am regrouping to start the battle again. My house was built in 1965. So I did a pipe over B/C the galvanized pipes were about to bust. The day I transitioned to the new water service inlet I went to go cut the original 1 inch pipe. I dug down a little then leaned on it for a second. Snap, it busted off. I have seen many of my Neighbors get slab leaks. I was trying to beat that.