Scammers got me

Yep, about 10 times now !! I'm the only card holder and don't do online banking. I just don't get it !!!

This past Monday I had a $746.00 charge from Virginia at a pool supply store ! I don't have a pool, and I haven't been to VA for 20 years ! My card holder fixed it immediately though, after I called.

Scammers NEVER stop.

 

I rarely use my card anymore and always use cash-that's the world we live in,scammers everywhere

 

No debit. Credit card only. Have been skimmed twice at gas stations. Never responsible for anything. The credit card companies track what you do. So they usually never let a charge go through and just shut the card down immediately and contact me by email and phone

 

It is supposed to be even easier now with the dang chip. I only use my debit card online for my credit cards. The use credit cards for online purchases. I never put my pin in whenever I use my debit card. They have found people logging it. Always choose credit and enter zip code. The only place I use a pin is at an atm machine. Very rarely I will use it at another banks atm but not often. If it was happening a lot I would check into text messages for purchases if possible. I would also buy lifelock for a few months just because.

 

I don't own a debit card because I had to many security professionals tell me not to.

 

Instead of living in fear, you could keep a little spending money in an exclusive account. If I want to buy something online, I transfer money into it. I never leave enough money in it worth stealing. It comes in real handy when I sell something for large money online - like a car, then I transfer the money out of the account so it can't be claimed back in the event of some sort of con on the other end.

 

Well, make that 14 times !!!
I just paid off my credit card a few days ago and I think it has something to do with all this. I got a text about an hour ago from my cardholder asking
"if these last 4 purchases where mine". A total of $3600.00 !!! Of course it's not me, and I had to close the account. You can't make this stuff up !
So irritating !!

 

Geesh, what's your card info? you must be doing something wrong.

 

I got had for $11k in 24 hours on my discover card. I got an email alert late at night...and was like whoa wtf. opened my account to 11k of purchases in a very short amount of time. I called my discover card and was only on the phone with them for like 30 min. They immediately credited all $11k of it, and sent me a new card. I lost a chunk of my credit line while they were investigating, but I did not owe that large amount, Then they sent me a notice a month later they sent me a notice saying they confirmed it was fraud and my account was back to normal.